Fee Estimates: Debt Recovery up to £100,000

Our experienced debt recovery specialist is able to assist you in bringing debt recovery claims. When acting in such matters costs are calculated based on our hourly fee rates. The total cost of your matter will depend upon the complexity however below are the average ranges for simple, medium, and high complexity matters.

Simple matters: £320 to £640 plus VAT (currently 20%)

Medium complexity case: £960 to £2,000 plus VAT (currently 20%)

High complexity case: £2,000 to £6,000 plus VAT (currently 20%)

Please note that the VAT element of our fee cannot be reclaimed from your debtor.

The above costs would include:

  • Taking instructions and reviewing documentation;
  • Corresponding with the debtor;
  • Receiving payment and forwarding payment to you;
  • Pre-action correspondence;
  • Drafting and issuing claim where payment is not made;
  • Preparation of proceedings from letter of claim up to and including final hearing;
  • Where no Acknowledgment of Service or Defence is received, applying to the court to enter Judgment in default;
  • When Judgment in default in received, write to the other side to request payment;
  • If judgment in default is obtained, writing to the debtor and requesting payment.


There are a number of factors that could make matters more complex and therefore increase cost. These could include, but are not limited to:

  • Lack of supporting paperwork from the client;
  • Perusal of extensive pre-action correspondence and consideration of specialist terms;
  • Interim applications;
  • Attendance at Court or mediation;
  • Contractual issues;
  • Consideration of a counter claim;
  • Application to set aside default judgement.


As costs are calculated on our hourly rate there are also a number of factors that could decrease costs such as:

  • Client supplying clear and concise paperwork;
  • Admission of debt by debtor;
  • Early settlement of matter.


There are a number of disbursements that you may be required to pay in addition to our costs. These could include, but are not limited to:

  • Travel costs;
  • Advocate fees for Court attendance of approximately £320 per hour plus VAT;
  • Court fees vary depending on the type of Application (Court fees for the issue of Claim Forms vary depending on the value of the claim).


The average timescale for a debt recovery matter will depend upon a number of variables including the ability to serve the Debtor and the Court availability but will take on average between 3 months and 2 years.

Debt recovery specialist

John Polsue is a Consultant based in London and has 39 years of post-qualification experience in guiding clients on debt recovery matters. For a detailed profile of John, click on the link here.

For more information

For more information about using our professional services for debt recovery, please get in touch either by telephone, email or our website enquiry form.  One of our team would be delighted to speak to you and provide you with a fixed fee bespoke to your needs.